RatesSpot

Cookie Policy

Learn about how RatesSpot uses cookies and similar technologies to improve your experience and provide our services.

What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They help websites remember information about your visit, which can make it easier to visit the site again and make the site more useful to you.

How We Use Cookies

  • Keep you signed in to your account
  • Remember your preferences and settings
  • Understand how you use our services
  • Improve our website performance

Types of Data

  • Session identifiers and authentication
  • User preferences and settings
  • Usage patterns and analytics
  • Marketing and advertising data

Types of Cookies We Use

Different categories of cookies serve different purposes on our platform

Essential Cookies

Required

Required for basic website functionality

Purpose:Authentication, security, and core features
Retention:Session or until logout
Examples:
  • User authentication tokens
  • Shopping cart contents
  • Security tokens
  • Load balancing cookies

Performance Cookies

Optional

Help us understand how visitors use our website

Purpose:Website analytics and performance monitoring
Retention:Up to 24 months
Examples:
  • Google Analytics cookies
  • Page load time tracking
  • Error reporting
  • Traffic analysis

Functional Cookies

Optional

Remember your preferences and improve your experience

Purpose:Personalization and enhanced functionality
Retention:Up to 12 months
Examples:
  • Language preferences
  • Theme settings
  • Form auto-fill data
  • Accessibility settings

Marketing Cookies

Optional

Used to deliver relevant advertising and track campaigns

Purpose:Targeted advertising and marketing analytics
Retention:Up to 24 months
Examples:
  • Ad targeting cookies
  • Social media tracking
  • Campaign attribution
  • Remarketing pixels

Third-Party Cookies

External services we use that may set cookies on your device

Google Analytics

Website analytics and user behavior tracking

Cookies:_ga, _gid, _gat
Retention:24 months

Stripe

Payment processing and fraud prevention

Cookies:__stripe_mid, __stripe_sid
Retention:12 months

Intercom

Customer support and messaging

Cookies:intercom-*
Retention:10 months

HubSpot

Marketing automation and lead tracking

Cookies:__hstc, __hssrc, __hssc
Retention:13 months

Managing Your Cookie Preferences

You have several options to control how cookies are used on your device

Browser Settings

Configure cookie preferences in your browser

Access your browser's privacy/security settings to block or delete cookies

Cookie Banner

Manage preferences through our cookie consent banner

Click the cookie settings icon to adjust your preferences anytime

Account Settings

Control marketing cookies through your account

Update notification and marketing preferences in your profile

Opt-out Links

Use industry opt-out tools for advertising cookies

Visit NAI, DAA, or EDAA opt-out pages to control advertising cookies

Browser-Specific Instructions

Each browser has different methods for managing cookies. Click on your browser below for specific instructions:

Impact of Disabling Cookies

Understanding what happens when you disable different types of cookies

Essential Cookies

Cannot be disabled. These cookies are strictly necessary for our website to function. Disabling them would prevent core features from working.

Impact: Unable to log in, make purchases, or use personalized features.

Performance Cookies

Can be disabled. You can opt out of performance tracking, but this may affect our ability to improve the website experience.

Impact: We can't measure site performance or identify areas for improvement.

Functional Cookies

Can be disabled. Your experience may be less personalized, and you may need to re-enter preferences each visit.

Impact: Settings reset on each visit, less personalized experience.

Marketing Cookies

Can be disabled. You'll still see ads, but they may be less relevant to your interests.

Impact: Less targeted advertising, may see irrelevant promotional content.

Questions About Our Cookie Policy?

We're here to help you understand how we use cookies and manage your preferences.

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Cookie Settings

Manage your cookie preferences anytime

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Contact Us

Have questions about our cookie practices?

Contact Support

Policy Updates: We may update this cookie policy to reflect changes in technology or regulations.

Last updated: January 15, 2024 | Next review: July 15, 2024